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Insurance Glossary

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- Q -

  • Qualification Period:
    A period during which an insured must be totally disabled before becoming eligible for disability benefits.

  • Qualified Impairment Insurance:
    A form of substandard or special class insurance, which restricts benefits for the insured person's particular condition.

  • Qualified Plan:
    A plan which the Internal Revenue Service approves as meeting the requirements of Section 401(a) of the 1954 Internal Revenue Code. These plans receive tax advantages.

  • Qualifying Event:
    An occurrence (death, termination of employment, divorce, etc.) that triggers the insureds protection under COBRA.

  • Quick Assets:
    Assets that can be converted into cash quickly.

 
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Insurance Glossary is Copyrighted By Richard H. Reynolds.
Insurance Network of America Uses This Glossary By Permission.

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